At what minimum age can someone become a Mortgage Loan Originator in North Carolina?

In North Carolina, the minimum age requirement to become a Mortgage Loan Originator (MLO) is 18 years old. This aligns with federal regulations that set the age threshold for individuals seeking to enter the mortgage industry. Being at least 18 years old ensures that candidates have reached the legal age of adulthood, allowing them to enter into contracts and engage in professional responsibilities associated with mortgage lending.

The other age options are above the minimum requirement, reflecting a misunderstanding of the legal standards set for MLO licensure.